How much does homeowners insurance cost
What Factors Affect Homeowners Insurance Rates?
The cost of home insurance depends on several factors, including:
- how many coverages to choose?
- Billing history in your area, including fire and crime rates
- house rebuilding costs
- House building materials, such as wood, stone, plaster, and brick
- where do you live
- Distance to fire station and water source
- your personal billing history
- Your credit (if your country allows it as a price factor)